Payment Options

At Teenlionaire, we prioritize both convenience and security. To ensure a professional and seamless checkout experience for our customers, we provide a variety of reliable payment methods. Whether you are purchasing a single polo shirt or a complete seasonal wardrobe of jackets and jeans, our encrypted payment gateway ensures your financial data is protected at every step.

This policy outlines our accepted payment methods, security protocols, and billing procedures to provide you with absolute peace of mind.

1. Accepted Payment Methods

We accept a wide range of credit cards, debit cards, and digital payment solutions to accommodate your preferences. All transactions are processed in U.S. Dollars ($).

Payment Category	Accepted Methods
Credit & Debit Cards	Visa, Mastercard, American Express, Discover, JCB, Diners Club
Digital Wallets	Apple Pay, Google Pay, Meta Pay
Express Checkout	PayPal, Shop Pay

Please note: We do not currently accept cash on delivery (COD), personal checks, or money orders.

2. Security and Data Protection

The security of your personal and financial information is our highest priority. Teenlionaire employs industry-leading technologies to safeguard every transaction made on teenlionaire.com.

SSL Encryption: Our website is secured with Secure Sockets Layer (SSL) technology. This ensures that all data passed between your web browser and our server remains private and integral.
PCI Compliance: We adhere to the Payment Card Industry Data Security Standard (PCI-DSS). This means our payment processing environment meets the stringent security requirements set by major card brands to protect against data breaches.
Tokenization: Your full credit card number is never stored on our servers. Instead, we use secure "tokens" to process payments, ensuring that your sensitive details are never exposed.

3. Order Processing and Billing

To maintain our commitment to a 1-day handling time and a 5:00 PM EST cut-off, our billing process is automated and efficient.

Authorization: When you place an order, our system immediately contacts your bank or card issuer to authorize the total amount, including the $4.99 flat-rate shipping fee.
Payment Capture: Payment is captured at the time the order is successfully placed. This allows us to move your order immediately into the handling phase to meet our delivery timelines.
Billing Information: To avoid delays in processing, please ensure that your billing address matches the information on file with your financial institution. Mismatched information may trigger a fraud alert, resulting in a temporary hold or cancellation of your order.

4. Sales Tax

Teenlionaire complies with state and local tax laws. Sales tax is calculated based on the shipping destination provided at checkout. If your state requires sales tax on apparel or shipping services, the appropriate amount will be added to your order total and displayed clearly before you finalize your purchase.

5. Payment Discrepancies and Fraud Prevention

To protect our customers from unauthorized transactions, Teenlionaire utilizes advanced fraud detection tools.

Verification: We may occasionally reach out via support@teenlionaire.com to verify certain order details if our system flags a potential discrepancy.
Declined Payments: If your payment is declined, please check your card number, expiration date, and CVV code. If the details are correct, we recommend contacting your bank, as they may have placed a temporary block for your protection.
Chargebacks: We encourage customers to reach out to our professional support team before initiating a chargeback. Most issues regarding returns or refunds can be resolved within our 12-day refund window without the need for a lengthy bank dispute.

6. Discounts and Promotional Codes

If you have a Teenlionaire promotional code (for example, a seasonal discount on denim jackets or shirts):

Enter the code in the "Discount Code" field during checkout.
Click "Apply" to see the revised total before proceeding to payment.
Only one promotional code can be used per order. Codes cannot be applied after an order has been placed.

7. Refunds and Payment Reversals

Refunds are always issued to the original payment method used at the time of purchase.

Return Policy Link: Our refunds are governed by our 120-Day Return Policy.
Timeline: Once we approve a refund, it will be processed within 12 business days.
Store Credit: At this time, we do not offer store credit; all eligible returns result in a direct refund to your card or digital wallet.

8. Customer Support for Billing Inquiries

Our professional support team is available to assist with any payment-related questions, from transaction errors to inquiries about your billing statement.

Email Support: support@teenlionaire.com
Hours of Operation: 8:00 AM – 7:00 PM (EST), Monday – Saturday
Note: For your security, never include your full credit card number or CVV in an email. Our team will only ever ask for your Order Number and the last four digits of the card used.

9. Summary Table of Payment Terms

Feature	Policy
Currency	United States Dollar (USD)
Flat Rate Shipping	$4.99 (Applied at Checkout)
Payment Security	SSL Encrypted & PCI-DSS Compliant
Billing Accuracy	Must match bank records to avoid delays
Refund Method	Original Payment Method Only

By completing a purchase at teenlionaire.com, you acknowledge and agree to these payment terms. We thank you for your business and are proud to provide a safe, professional environment for your fashion acquisitions.